If you are looking for an active loan to cover the anticipated and unforeseen operational needs, this service meets your requirements.
Business Credit is a working capital, created to finance the following:
We approve business credit on the basis of the following options: overdraft, letter of credit or bank guarantee – or renewable as an invoice / contract basis.
To finance your activities, you can choose from the following types of loan:
- 12 months
The Borrower may be a legal entity that carries out its activity in the Republic of Albania
- minimum three years of commercial activity
- The following types of business do not benefit this loan:
- clubs / casinos,
- fate games / coin automats,
- insurance agencies / services,
- political parties,
- pornographic activities, or similar,
- trade and production of weapons,
- the borrower must meet the criteria of Intersavings Bank Albania regarding the creditworthiness,
- providing the source of credit repayment – proof of the capacity to meet the obligations deriving from the loan, the repayment of the loan together with the interests and commissions within the maturity term and under previously accepted conditions.
- All acceptable forms of security for which the bank and the customer have agreed, including the instruments for implementing the creditor’s rights (such as form of promise, notary act)